When applications open on June 12, eligible homeowners can apply for grants covering up to three months of mortgage payments, up to $20,000 total.
- Grants up to $20,000 will be available to help eligible homeowners who are displaced due to significant property damage from a qualified disaster.
- Applications will open June 12, 2025.
- Funds are limited; homeowners should prepare to apply now.
- Eligible homeowners can receive grants for three months of mortgage payments, up to $20,000.
Eligibility criteria includes:
- Applicants' primary residence was destroyed or is uninhabitable due to a qualified disaster from 01/01/2023 through 01/08/2025
- Applicant meets program income limits
- Applicant has a mortgage or reverse mortgage
- Applicant owns a single-family home, condo or permanently affixed manufactured home (may include up to 4 units)
Funds are limited, so homeowners are encouraged to take the following steps to prepare to apply to the program once the application opens on June 12:
1. Check the list of qualified disasters for this program
2. Confirm the program income limit, which varies by county
3. See if their mortgage servicer is participating
4. Gather required paperwork:
• Mortgage statement
• Bank statements
• Utility bill
• Proof of income
• Homeowner insurance claim or FEMA application (may be needed)
Homeowner grants don't have to be repaid and applying to the program is free. Grants will be sent directly to the eligible homeowner's mortgage servicer. Applications will be reviewed in the order they are submitted, and funds will be awarded until they are exhausted. Grants will be reserved for eligible applicants as long as funds are available.
For in-depth, one-on-one assistance with preparing and completing their application, homeowners can call l-800-501-0019 from 8 a.m. - 5 p.m., Monday through Friday. Additionally, they can access free support and services from HUD certified housing counseling agencies.
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